- Two-thirds of employers offered investing options for health savings accounts in 2024. But only 20% of HSA participants invested their assets, according to the Plan Sponsor Council of America.
- The majority could be missing out on triple-tax benefits, which could help grow HSA balances for retirement health expenses.
- For 2026, the HSA contribution limit will increase to $4,400 for self-only health coverage or $8,750 for family plans, the IRS announced in May.
As open enrollment arrives, millions of Americans face key decisions, such as picking health insurance. If the plan comes with access to health savings account, or HSA, contributions, you could use the funds for long-term investments, experts say.
While most workers spend HSA money on yearly out-of-pocket health expenses, a small percentage invests the balance, which can grow tax-free for future medical costs.
Source: https://www.cnbc.com/2025/10/28/investing-your-health-savings-account-balance.html